Car Accident Resources
If you've been in a car accident, you probably have a lot of questions, especially if you've been injured or suffered property loss. Here's everything you need to know about car accident lawsuits, hiring an attorney, and more.
I Was Recently in a Car Accident
If you've been in a car accident recently and need to know what to do and how you'll be affected, start here with these resources written by experts.
What To Do After a Car Accident
Do you know what to do after a car accident? At the scene of the accident? Find out how you can limit your risk, protect yourself from liability and keep safe after a crash.Read More
How Car Accidents Affect Your Insurance
Learn how having a car accident can affect your insurance, as well as how your insurance company can help you if you have an accident and how to file a claim.Read More
Car Accident Lawsuits
If you're considering filing a lawsuit regarding a car accident you've been in, here's where you can find out what to expect regarding settlement payments, timelines, and how the court will determine fault and liability.
Everything Your Lawyer Wants You To Know About Car Accident Lawsuits
Understanding what happens during a car accident lawsuit is important to help you make smart choices during this unfamiliar experience. Take a look at the who, what, when, where and why of car accident lawsuits, so you know what to expect.Read More
I Think I Need a Lawyer
Not sure if you need a car accident attorney for your claim? We have resources written by experts to help you decide. Then, you can use our comprehensive directory to find the best lawyer for you and your case.
How To Hire A Car Accident Lawyer
Hire the right car accident attorney by asking these important questions about case history, damages, settlement options, and insurance company pressure.Read More
I Received a Car Accident Court Summons
When a car accident case makes it to court, many parties must be summoned for the judge and jury to gather information on the accident. You may find yourself summoned to court for a variety of reasons, but you must be aware of your role in the proceedings and what to do if you are sued for damages.Read More
Car Accident Laws, Rules, and Regulations by State
Insurance requirements, statute of limitations, and other laws, rules, and regulations change from state to state. For folks who've been in a serious car accident, knowing the local laws can help when attempting to collect compensation for damages.
Texas Car Accident Laws
Have you been in a car accident in Texas? Knowing local laws and regulations can help you recover compensation for your injuries and any property damage with a car accident attorney's help.Read More
Frequently Asked Questions:
- How do I choose a car accident lawyer?
- What steps should I take after a car accident?
- (When) Do I need a lawyer after a car accident?
- How long after a car accident can you claim an injury?
- What do I do after a car accident that I'm not responsible for?
- What happens if someone sues you after a car accident?
- What/how much can I expect from a car accident settlement?
- How do I arrange a rental car after an accident?
- How long does it take for car insurance to go back down after an accident?
- How to settle a car accident claim without a lawyer?
How do I choose a car accident lawyer?
To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.
What steps should I take after a car accident?
Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.
(When) Do I need a lawyer after a car accident?
Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.
How long after a car accident can you claim an injury?
The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.
What do I do after a car accident that I'm not responsible for?
After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.
What happens if someone sues you after a car accident?
If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.
What/how much can I expect from a car accident settlement?
According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.
How do I arrange a rental car after an accident?
To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.
How long does it take for car insurance to go back down after an accident?
Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.
How to settle a car accident claim without a lawyer?
To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.